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One Athena query at the 10 MB minimum is about $0.00005 at $5 per TB scanned. Thirty quiet days are about $0.0015 before you count storage. The query classifies exceptions. It does not refund anyone.
For a card-acquiring fintech (~12M authorizations/mo), Payment Cryptography + PCI-scoped account cut HSM rack lease −$18k/mo — fraud review queue p95 2.4s → 380ms after EventBridge Pipes idempotency fix.
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